Invoice

Svea Webpay (hereinafter referred to as “Svea”) offers You the possibility to make purchases against an invoice with a payment term of at least fourteen (14) days. When you pay with invoice you get PINS. Registerate your PINS at www.svea.fi/pins. Please note the following:

When you choose “Pay with invoice”, we will check your credit information using your personal identity number.
The purchases are delivered to the address which is registered in the population register, or if you utilise so-called strong authentication with your online bank codes (TUPAS), to the delivery address you provide. The overdue interest is 7% + the reference rate based on the Interest Act. We charge EUR 5 for payment reminders. The buyer must be at least 18 years old.

 

Changing the invoice into a credit facility

 You have the opportunity to change the invoice into a credit facility by paying the minimum amount stated in the invoice. The detailed terms and conditions of the credit facility can be found on the reverse side of the first invoice. As a credit facility customer, you can charge purchases to your account when making purchases with Svea’s contract customers. You can make additional purchase whenever you have credit available, and you can pay for your purchases in instalments according to the terms and conditions of the credit agreement.

You can pay the credit facility in full at any time without additional cost to you. If you want to utilise your account for other purchases during the agreement period, and the payment time of your credit is already the maximum possible, you have to increase your monthly instalment. Likewise, if you want to extend your payment time, you can reduce your monthly instalment. You may always contact customer service if you have questions concerning your credit, tel. +358 9 4242 3330 or email asiakasinfo@svea.fi.

 

Hire purchase

Svea Webpay  (hereinafter referred to as “Svea”) offers you the possibility to pay your purchases in instalments. This is possible once you have agreed the criteria for granting the credit and filled in your personal identity number at the cash register. If you utilise so-called strong authentication with your online bank codes (TUPAS), your purchases will be delivered to the delivery address you provide. Otherwise, the purchases are delivered to the address which is registered in the population register.

Choose the credit period most suitable to your needs. The credit has to be paid within the agreed period of time. This requires that you pay at least the agreed sum every month. You can naturally also pay the entire debt without any cost for the remaining credit period.

You will be sent a hire purchase agreement (2 pieces) to your home. Sign one of the agreements and return it to Svea. At the same time, you will also be sent the detailed terms and conditions for hire purchase, which you agree to by signing the agreement.

You may always contact customer service if you have questions concerning your credit, tel. +358 9 4242 3330 or email asiakasinfo@svea.fi.

If you fail to make payments and we have not been contacted about the payments, we will transfer the receivables to collection according to the regulations of the Consumer Protection Act. Please contact our customer service for more information on the terms and conditions as well as the service. Click here for the detailed terms and conditions. For additional information on remote sales and trading over the Internet, please see the website of the Consumer Authority at www.kuluttajavirasto.fi, or our credit facility agreement which can be found at www.sveawebpay.fi. Svea also follows the Personal Data Act. Additional information also on this legislation is available on the website of the Consumer Authority.

Contact information:

Svea Ekonomi Ab, filial i Finland
Atomitie 2 C
00370 Helsinki
Tel.: +358 9 4242 3092
Email: webpay@svea.fi